Franchisor Financing Scheme & Master Franchisee Scheme

This scheme is designed to support franchisors and Master Franchisee in expanding and strengthening their franchise businesses. It provides financing to enhance organisational capabilities, systems, and capacity to effectively support franchisees, facilitate network expansion, and improve readiness for regional or international growth.


Objective

To provide financial assistance to franchisors that wish to grow shariah-compliant businesses.


Eligibility Criteria

  • The Franchise business must be a private limited (Sdn Bhd)
  • The business must be registered with the Registrar of Franchise (ROF);
  • The franchisor must demonstrate a profitable track record, with positive shareholders’ funds as reflected in the latest audited financial statements; and
  • Business must be Shariah-compliant.
     

Financing Structure

Financing Mode

Islamic Financing Scheme (Tawarruq Concept)

Financing Size

RM100,000 to RM2 million (subject to a gearing ratio not exceeding 4 times)

Financing Tenure

Up to 10 years


Profit Rate

9.00% per annum

Fixed rate with reducing balance calculations with collateral

Security

Subject to a minimum security requirement of 10% based on the approved financing amount